Frisco TX Property Tax Rate: How the Bill Is Built
Frisco's property tax rate is not one number. It is the sum of rates set by several local taxing units, and the city and county shares are the easiest place to start.
You can find the Frisco TX property tax rate for the City of Frisco and Collin County on the city's official website. For fiscal year 2027, the City of Frisco's rate is 0.425517 and Collin County's is 0.151414 [1]. These two figures are the starting point for understanding your own bill. For a closer look, read Is Frisco TX a Good Place to Live? Costs, Schools and Trade-Offs.
Those published rates are only part of the bill. This article explains how those pieces fit together and how to estimate your own total.
A rate from a different year can give you a wrong estimate.
Why does your bill include several taxing units?
Your Frisco property tax bill is built from several local taxing units, not from one city tax. Each unit that covers your property adds its own line to the total.
Several units tax the same property
Your home sits inside several overlapping taxing units. These usually include the city, the county and other local districts, and each one covers the property at the same time [1]. Think of them as layers: the city layer is only one of them, and the bill also carries the county layer and any district layers that apply to your address.
Each unit sets its own rate
Each taxing unit sets its own rate. The city's rate and the county's rate are published as separate lines, so they do not come from one shared figure [1].
Because the rates are added, a change in one unit changes the total. If the city adjusts its rate but the county does not, your combined rate still moves, even though the county line stays the same.
Which county applies
Frisco spans parts of Collin and Denton counties, so the county that applies depends on where the property is located [2]. Two homes with a Frisco mailing address can sit in different counties. The county line on your own bill is the one that applies to your home, so read that line rather than assuming which county covers the city as a whole. To go further, see Frisco TX vs Plano TX: Prices, Homes and Space Compared.
What this means for your bill
You will usually see one line for each taxing unit, with the rate beside it. Adding those lines gives the total rate, and multiplying that total by your property's taxable value gives the annual amount. Knowing which units are on your bill helps you see why two nearby homes can carry different totals.
How does Frisco's effective rate compare with other places?
Frisco's effective property tax rate is 1.51%, which is higher than both the Texas state median and the national median [2]. That means a Frisco owner pays a larger share of the home's value in property tax than the typical owner in Texas or across the country [2]. Your actual bill still depends on your home's value, but the rate shows how Frisco compares.
Frisco against the benchmarks
Ownwell reports an effective property tax rate of 1.51% for Frisco, against a national median of 1.02% and a Texas state median of 1.48% [2]. The gap to the Texas median is small, while the gap to the national median is much wider. Frisco is close to the state figure but well above the national one.
Effective rate versus adopted rate
The effective rate is what owners actually pay as a share of value. It is not the same as the adopted rate that each taxing unit sets. Use the effective rate to compare places, and use the adopted rates to see how the bill is built.
Comparing fairly
A higher effective rate means a larger annual bill for the same home value. Before you compare, use figures from the same data provider and the same year. A Frisco figure from one provider set against a national figure from another can show a gap that comes from method, not from the places themselves. Pick one provider and use its numbers for every place you compare.
How can you estimate your own tax bill?
Your estimate comes from the Collin County Tax Estimator. You enter a property value for a chosen tax year, then multiply that value by the total rate. The whole process takes only a few minutes.
Steps
- Open the Collin County Tax Estimator and select the tax year 2026 [3].
- Choose the county where the property is located, using the county field on the same form.
- Enter the property value for the home you are considering or own. Use the figure you are working with, such as the purchase price or the appraised value you expect to be taxed on.
- Multiply the value by the total rate.
The math itself is simple. Suppose a home is valued at $400,000 and the total rate is 1.51%. Multiply $400,000 by 0.0151 and you get $6,040 a year.
To see the monthly share, divide that annual figure by 12. The $6,040 becomes about $503 a month, which is the amount you would need to set aside from your budget.
The result scales with the value. At the same 1.51% rate, a $300,000 home comes to $4,530 a year, while a $550,000 home comes to $8,305. Each additional $100,000 of value adds $1,510 a year to the bill.
Run the estimate for two or three values, such as a starting price, a higher offer, and a value closer to what you expect. Comparing the results side by side shows how much the price you pay changes the yearly tax.
Has the Frisco tax rate changed recently?
The City of Frisco's tax rate has changed in recent years, and each fiscal year has its own adopted figure. A rate you saw in an older listing may no longer match the city's current published number.
A recent cut
The City of Frisco lowered its tax rate to $0.432205 per $100,000 valuation for the 2023-24 fiscal year, a 3% decrease [4].
A cut like this lowers the city portion of the bill on every home in the city, not only on new purchases. It also describes that fiscal year only, so it does not tell you the rate today.
A later published figure
The published FY2027 city rate is 0.425517 [1], so the rate has continued to change.
When you compare two homes, use the same fiscal year for both. Otherwise a difference in the city rate can look like a difference in the houses.
What this means for your budget
Before you budget, find the city rate for the fiscal year your tax bill will cover, and use that figure in your estimate. Do not carry an old rate forward across several years of ownership.
When the city publishes a new year's rate, replace the old number and recalculate your estimate. That keeps your monthly housing budget tied to current figures rather than to a number you saw once.
Where should you confirm the rate for your address?
For a question about your own property, call the Collin County Tax Assessor's Frisco office at (469) 362-5800 [5]. The office is at 6101 Frisco Square Blvd, Frisco, Texas, 75034 [5]. A call gives you a more accurate answer than any city-wide figure, because the taxing units that apply can differ from one address to the next.
Use the published rates as a starting point, and recheck them each fiscal year. Remember that the total Frisco rate is the sum of several taxing units, so the city figure alone understates the bill. Keep your rate figure, the fiscal year it came from, and the address together so your estimate matches the right bill.