> ## Content Index > Fetch the complete content index at: https://josetijam.com/llms.txt > Use this file to discover other available public pages before exploring further. # Gulfport MS Property Tax Rate and How Your Bill Is Figured - URL: https://josetijam.com/gulfport-ms-property-tax-rate/ - Published: 2026-10-13T05:33:11.000Z - Updated: 2026-10-13T10:34:02.000Z - Description: Gulfport's median effective property tax rate is 1.09%, but your bill depends on your home's assessed value and the mills set by local taxing bodies. This guide shows how to work out an estimate. - Author: Housing Ledger Editorial - Tags: Gulfport MS, property tax, Harrison County, homeownership costs, #gce-0e931744 Gulfport's median effective property tax rate is 1.09%, which sits between the national median of 1.02% and the Mississippi state median of 1.35% [\[1\]](https://www.ownwell.com/trends/mississippi/harrison-county/gulfport?ref=josetijam.com). The figures come from a third-party data site and do not say which year they cover, so treat them as a benchmark rather than your exact bill. For a closer look, read [How to Check a Gulfport, MS Flood Zone Map for Any Address](https://josetijam.com/gulfport-ms-flood-zone-map/). An effective rate is your tax divided by the home's value, so it shows the share of value you pay each year. It is a percentage of value, not a fixed dollar amount, so the same rate produces a larger bill on a more expensive home. Your actual bill depends on your home's assessed value, not its sale price alone. Two homes that sell for the same price can carry different bills if their assessed values differ. ## What changes the tax you owe on a Gulfport home? Your bill comes from two numbers: the share of the home's value that gets assessed, and the mills that local bodies levy on that assessed value. The assessed share depends mainly on how the property is used. ### The assessed share depends on use An owner-occupied, single-family residential property is assessed at 10% of its true value [\[2\]](https://www.dor.ms.gov/county-services/property-tax-frequently-asked-questions?ref=josetijam.com). The same rule is stated as 10% of market value for owner-occupied residential properties [\[3\]](https://smartasset.com/taxes/mississippi-property-tax-calculator?ref=josetijam.com). All other real estate is assessed at 15% [\[3\]](https://smartasset.com/taxes/mississippi-property-tax-calculator?ref=josetijam.com). If you rent the house out instead of living in it, it falls into this higher group. ### Mills are set by several bodies Millage is the tax per $1,000 of assessed value [\[3\]](https://smartasset.com/taxes/mississippi-property-tax-calculator?ref=josetijam.com). Each taxing body sets its own mills, so the municipality, the county and other bodies each add to the total you pay. In the state extension example, the municipal rate is 35 mills [\[4\]](https://extension.msstate.edu/publications/understanding-mississippi-property-taxes?ref=josetijam.com). The county has its own rate on top of that [\[4\]](https://extension.msstate.edu/publications/understanding-mississippi-property-taxes?ref=josetijam.com). | Factor | Owner-occupied single-family home | Other real estate | | ------------ | ------------------------------------- | ------------------------------------- | | Mills set by | Municipality, county and other bodies | Municipality, county and other bodies | The table shows that only the assessed share changes between the two groups. Mills are set the same way for both, so the assessment share is the main difference in what you owe. Keep this in mind when you compare a home you will live in with one you plan to rent. ## How do you calculate a Gulfport property tax bill? Gulfport's median effective property tax rate is 1.09%, which is lower than the Mississippi state median of 1.35% [\[1\]](https://www.ownwell.com/trends/mississippi/harrison-county/gulfport?ref=josetijam.com). 1. **Find the assessed value.** For an owner-occupied home, the assessed value is 10% of market value [\[3\]](https://smartasset.com/taxes/mississippi-property-tax-calculator?ref=josetijam.com). This is not the price you paid. It is the figure on your county record, and the bill starts there. 2. **Add the mills.** Add the millage set by the municipality and the county to get the total mills. Each taxing body sets its own rate, so two homes a few miles apart can carry different totals. Written as one line, the bill is: ### A worked example The state extension guide uses this same setup, with the municipal rate at 35 mills [\[4\]](https://extension.msstate.edu/publications/understanding-mississippi-property-taxes?ref=josetijam.com). Your real bill is larger because you add the county mills to the 35 before you divide, which raises the total. Use the same three steps with your own assessed value and the mills on your tax notice. The answer is your yearly tax before any exemptions you may qualify for. ![A hand-held calculator sits beside a folded property tax statement and a pencil on a wooden desk near a window.](https://tse1.mm.bing.net/th?q=calculator%20and%20tax%20statement%20on%20wooden%20desk&w=800&h=450&rs=1&c=4) ## What would the tax look like at different home values? ### A $150,000 home At the 1.09% median effective rate, a $150,000 home would cost about $1,635 a year in tax [\[1\]](https://www.ownwell.com/trends/mississippi/harrison-county/gulfport?ref=josetijam.com). The starting point is Gulfport's median effective property tax rate of 1.09% [\[1\]](https://www.ownwell.com/trends/mississippi/harrison-county/gulfport?ref=josetijam.com), so the estimate is simple multiplication: $150,000 × 0.0109 = $1,635\. You can run the same math on any price you are considering. Related reading: [Cost of Living in Gulfport, MS: Housing, Taxes and Bills](https://josetijam.com/cost-of-living-in-gulfport-ms/). Divided across twelve months, that is about $136 a month for the $150,000 home [\[1\]](https://www.ownwell.com/trends/mississippi/harrison-county/gulfport?ref=josetijam.com). Setting aside that amount each month keeps the yearly bill from arriving as a surprise. ### A $250,000 home At $250,000, the same rate points to about $2,725 a year [\[1\]](https://www.ownwell.com/trends/mississippi/harrison-county/gulfport?ref=josetijam.com). The math is $250,000 × 0.0109 = $2,725, using the same 1.09% median effective rate [\[1\]](https://www.ownwell.com/trends/mississippi/harrison-county/gulfport?ref=josetijam.com). Because the rate stays the same, the bill rises in direct proportion to price. A buyer comparing two homes at this rate can see that the more expensive home also costs more to hold each year. Divided across twelve months, that is about $227 a month [\[1\]](https://www.ownwell.com/trends/mississippi/harrison-county/gulfport?ref=josetijam.com). ### What these numbers do and do not show These figures are estimates, not a tax bill. Your assessor's figure and the mills in your district decide the actual amount, so the real bill can be higher or lower than these examples. Use the rate to compare homes at similar prices and to set a rough budget. Once you have the assessed value and the mills for the property, replace the estimate with those official numbers. ## Does owning and living in the home lower your tax? ### Owner-occupied homes get the lower assessment If you own the home and live in it, the county assesses it at a smaller share of its value than other real estate. For owner-occupied single-family residential property, the assessed value is 10% of market value [\[2\]](https://www.dor.ms.gov/county-services/property-tax-frequently-asked-questions?ref=josetijam.com). Your tax is figured on that assessed value, so a smaller assessed value means a smaller base for the tax. ### Rentals and other real estate are assessed at 15% Other real estate is assessed at 15% [\[3\]](https://smartasset.com/taxes/mississippi-property-tax-calculator?ref=josetijam.com). Take a $200,000 home as an example. If you rent a home, the owner pays on the higher assessment. Renters and landlords pay on the higher assessment for non-owner-occupied property [\[3\]](https://smartasset.com/taxes/mississippi-property-tax-calculator?ref=josetijam.com). That is why a house you rent out can carry a bigger tax base than the same house you live in. ### Exemptions are set locally An owner-occupied home does not automatically get every break. Whether an exemption applies depends on your parcel and on the local rules that apply to it. Ask the Harrison County tax assessor which exemptions apply to your address before you budget around a lower bill. The Mississippi Department of Revenue also publishes property tax answers for county services [\[2\]](https://www.dor.ms.gov/county-services/property-tax-frequently-asked-questions?ref=josetijam.com). Get the answer in writing for your parcel so your budget rests on a confirmed exemption, not an assumption. ## How should you use the Gulfport rate in your budget? Multiply the rate by the value you are considering, and treat the result as a starting point, not a bill. For a firm number, replace the median with your own figures. Pull the home's assessed value and the total mills from official Harrison County records. Mills add up from each taxing body's rate, such as the municipality's 35 mills and the county's rate [\[4\]](https://extension.msstate.edu/publications/understanding-mississippi-property-taxes?ref=josetijam.com), so both count toward the total. Property tax is only one part of your monthly housing cost. Put homeowners insurance in the same monthly figure, so the total does not catch you off guard after you buy. ## Sources 1. [Gulfport, Harrison County, Mississippi Property Taxes](https://www.ownwell.com/trends/mississippi/harrison-county/gulfport?ref=josetijam.com) 2. [PROPERTY TAX FREQUENTLY ASKED QUESTIONS](https://www.dor.ms.gov/county-services/property-tax-frequently-asked-questions?ref=josetijam.com) 3. [Mississippi Property Tax Calculator](https://smartasset.com/taxes/mississippi-property-tax-calculator?ref=josetijam.com) 4. [Understanding Mississippi Property Taxes](https://extension.msstate.edu/publications/understanding-mississippi-property-taxes?ref=josetijam.com)