> ## Content Index > Fetch the complete content index at: https://josetijam.com/llms.txt > Use this file to discover other available public pages before exploring further. # Median Home Price in Fort Collins, CO: What the 2026 Data Shows - URL: https://josetijam.com/median-home-price-in-fort-collins-co/ - Published: 2026-10-13T05:39:09.000Z - Updated: 2026-10-13T23:07:02.000Z - Description: Fort Collins' median home value was $560,192 in August 2026, but other sources report higher or lower figures. The gap comes from what each source measures. - Author: Housing Ledger Editorial - Tags: Fort Collins, home prices, Colorado housing, median home value, #gce-8cb9e697 The median home price in Fort Collins, CO depends on which source you read, and the three figures below are not the same measure. Zillow estimates a median home value of $560,192 as of August 2026, up 0.3% from the prior month [\[1\]](https://www.zillow.com/home-values/4764/fort-collins-co/?ref=josetijam.com). That number gauges typical value, not a price anyone paid. For a closer look, read [Median Home Price in Temecula CA: What the Latest Figures Show](https://josetijam.com/median-home-price-in-temecula-ca/). Redfin reports a median sale price of $575K over the last three months, up 4.5% from a year earlier [\[2\]](https://www.redfin.com/city/7006/CO/Fort-Collins/housing-market?ref=josetijam.com). Realtor.com reports a median listing price of $541K, which is an asking price, not a sale price [\[3\]](https://www.realtor.com/local/market/colorado/larimer-county/fort-collins?ref=josetijam.com). This article explains what each figure measures, what it means for a buying budget, and how Fort Collins compares with the wider Colorado market. For more detail, see [Fort Collins Housing Market Trends: Prices and Days on Market](https://josetijam.com/fort-collins-housing-market-trends/). ## Why do the median figures for Fort Collins differ? The three Fort Collins figures differ because each source measures something different: an estimated value, an asking price, or a sale price over a set window. Knowing which one you are reading tells you what it can and cannot show. | Criterion | Zillow | Realtor.com | Redfin | | ---------------- | ---------------------------------------------- | ----------------------------------- | ----------------- | | What it measures | Median home value for typical homes (estimate) | Median listing price (asking price) | Median sale price | Zillow's figure is an estimated value for typical homes, not a recorded sale. Because the number is an estimate, it can sit above or below what homes actually sold for that month. Realtor.com's figure is a listing price, which often differs from the final sale price. Its median listing price for Fort Collins reflects the asking prices sellers set [\[3\]](https://www.realtor.com/local/market/colorado/larimer-county/fort-collins?ref=josetijam.com). A home listed at one price can close lower or higher after negotiation, so this figure shows where sellers start, not where deals end. Related reading: [Current Median Home Price 2026: What the Latest Data Shows](https://josetijam.com/current-median-home-price-2026/). Redfin's figure is a median of sale prices over a three-month window. The median sale price of a home in Fort Collins is calculated over the last three months [\[2\]](https://www.redfin.com/city/7006/CO/Fort-Collins/housing-market?ref=josetijam.com). A window that long spreads out the effect of one unusually busy or slow month, so the number moves more slowly than a single-month figure. For more detail, see [Fort Collins vs Loveland Housing Costs: Prices, Rents and Gaps](https://josetijam.com/fort-collins-vs-loveland-housing-costs/). Side by side, the listing figure tracks asking prices, the Zillow figure tracks estimated values, and the Redfin figure tracks closed sales. Those different bases explain why the three numbers do not match, even though they describe the same city. Compare like with like: a sale median against a sale median, not against a listing median. ## What do different home types cost in Fort Collins? Single-family homes have the highest median price of the three home types covered here, while townhomes and one-bedroom condos cost less. Use these figures to see which part of the market fits your budget. ### Single-family homes The median single-family home price is $622,100 on Homes.com [\[4\]](https://www.homes.com/fort-collins-co/?ref=josetijam.com). That is the top of the range, and it sits above the city-wide medians discussed elsewhere in this article. If you want a detached house with a yard and no shared walls, plan your budget around this figure. ### Townhomes Townhomes have a median price of $439,000 [\[4\]](https://www.homes.com/fort-collins-co/?ref=josetijam.com). That is a lower entry point than a single-family house. You give up some yard space in exchange for a smaller purchase price. A buyer with a $450,000 budget can afford the townhome median of $439,000 but not the single-family median of $622,100 [\[4\]](https://www.homes.com/fort-collins-co/?ref=josetijam.com). That gap shows how much the home type changes what you can buy with the same money. ### One-bedroom condos One-bedroom condos start at a median price below the overall median, which makes them the lowest entry point of the three [\[4\]](https://www.homes.com/fort-collins-co/?ref=josetijam.com). If you are a first-time buyer or live alone, this is where your search can start with the least cash needed. Compare a few one-bedroom listings against the townhome range before you decide how much space you need. To use these numbers well, match the home type to your household size and monthly budget. A one-bedroom condo fits a single buyer, a townhome can suit a couple or small family, and a single-family house is the choice when you need more room and can pay the higher median. ![A row of modern attached townhomes with small front yards stands beside a detached single-family house in Fort Collins.](https://tse1.mm.bing.net/th?q=row%20of%20attached%20townhomes%20beside%20a%20detached%20house&w=800&h=450&rs=1&c=4) ## How does the median home price affect a monthly budget? The median home price in Fort Collins takes a large share of your working time each month. A 2023 study found that paying the monthly mortgage on an average-priced home in Fort Collins required 119.5 hours of work at the average wage rate [\[5\]](https://commonsenseinstituteus.org/colorado/research/housing-and-our-community/fort-collins-housing-affordability-report/?ref=josetijam.com). That is about three full 40-hour work weeks of pay going to one housing payment. Consider what that means in practice. If you earn the average wage, roughly three weeks of each month's labor would cover only the mortgage, before property taxes, insurance, utilities, or groceries. To test your own budget, divide your take-home pay into the monthly housing payment and see how much of your month it claims. The price itself sits well above the national level. U.S. News puts the national average home value at $359,870, while the median home value in Fort Collins is $577,979 [\[6\]](https://realestate.usnews.com/places/colorado/fort-collins?ref=josetijam.com). ### Why these figures are not directly comparable The 2023 hours figure and the U.S. News values come from different years and methods. The wage-based number reflects costs at the time it was calculated, while the home value is a separate snapshot. Read them as a direction: Fort Collins is expensive, and the mortgage consumes a large share of pay. Do not treat them as exact current costs. ### How to use this in your budget Start with the monthly payment, not the sticker price. A higher price raises the payment, and the payment is what your paycheck covers every month. Compare that payment with your take-home pay, then add the costs the mortgage does not include. If the hours-of-work figure feels high, that is the point. It shows how much of an average worker's time a single Fort Collins mortgage can absorb, so you can judge whether a given home fits your income before you start looking. ## Which median figure should you rely on? Use the sale price median for a buying budget, the same source over time for trends, and the listing median for a rough sense of asking prices. ### Which median should you use for a buying budget? It is built from closed deals, so it shows what buyers actually paid rather than what sellers asked. Redfin's sale price median is built from recorded sales, so it shows what buyers paid [\[2\]](https://www.redfin.com/city/7006/CO/Fort-Collins/housing-market?ref=josetijam.com). Check the home type you want, because a median for all homes can sit well above or below the price of a townhome or condo. ### Why should you stick with one source when tracking trends? Each source uses its own method, so figures from different sites cannot be compared directly. Zillow's figure is a median home value, while Redfin's is a median sale price [\[1\]](https://www.zillow.com/home-values/4764/fort-collins-co/?ref=josetijam.com)[\[2\]](https://www.redfin.com/city/7006/CO/Fort-Collins/housing-market?ref=josetijam.com). If you read Zillow one month and Redfin the next, a change may reflect the method, not the market. Pick one source, such as Redfin's sale price median, and compare it with the same measure a year earlier. ### Which median gives a rough sense of asking prices? The listing median is the closest measure of current asking prices. A listing median reflects what sellers ask, not what homes sell for. Use it to gauge the asking side of the market, then compare it with a sale price median before you set a budget. ## What should you take from the Fort Collins median? The reported median in Fort Collins falls roughly between $540,000 and $575,000, depending on the measure you use [\[1\]](https://www.zillow.com/home-values/4764/fort-collins-co/?ref=josetijam.com)[\[3\]](https://www.realtor.com/local/market/colorado/larimer-county/fort-collins?ref=josetijam.com)[\[2\]](https://www.redfin.com/city/7006/CO/Fort-Collins/housing-market?ref=josetijam.com). Before you compare that figure with another site or with last year, check how it is defined. A listing price, an estimated value and a recorded sale are different measures [\[1\]](https://www.zillow.com/home-values/4764/fort-collins-co/?ref=josetijam.com)[\[3\]](https://www.realtor.com/local/market/colorado/larimer-county/fort-collins?ref=josetijam.com)[\[2\]](https://www.redfin.com/city/7006/CO/Fort-Collins/housing-market?ref=josetijam.com), so a gap between sources can reflect method rather than the market. Treat the median as a starting point. Then narrow it to the home type and time window you need, since a townhome budget or a recent three-month sales window can look very different from the citywide number. ## Keep reading - [Cost of Living in Fort Collins, CO: Monthly Budget Breakdown](https://josetijam.com/cost-of-living-in-fort-collins-co/) - [Larimer County Property Tax Rate: How It Is Calculated](https://josetijam.com/larimer-county-property-tax-rate/) - [Fort Collins Buyers or Sellers Market in 2026: What the Data Shows](https://josetijam.com/fort-collins-buyers-or-sellers-market/) ## Sources 1. [Fort Collins, CO Housing Market: 2026 Home Prices & ...](https://www.zillow.com/home-values/4764/fort-collins-co/?ref=josetijam.com) 2. [Fort Collins Housing Market Trends](https://www.redfin.com/city/7006/CO/Fort-Collins/housing-market?ref=josetijam.com) 3. [Fort Collins, CO Housing Market & Rental trends](https://www.realtor.com/local/market/colorado/larimer-county/fort-collins?ref=josetijam.com) 4. [Fort Collins, CO Homes for Sale & Real Estate](https://www.homes.com/fort-collins-co/?ref=josetijam.com) 5. [Fort Collins Housing Affordability Report](https://commonsenseinstituteus.org/colorado/research/housing-and-our-community/fort-collins-housing-affordability-report/?ref=josetijam.com) 6. [Living in Fort Collins, CO - U.S. News Real Estate](https://realestate.usnews.com/places/colorado/fort-collins?ref=josetijam.com)