Property Tax in Georgetown TX: How Your Bill Works
Your Georgetown property tax bill adds up charges from several local taxing units, each based on your home's taxable value. Here is how the pieces fit and where to find your own figures.
Your property tax in Georgetown TX is not one charge but several, and each taxing unit sets its own rate on the same property [1]. On a Williamson County parcel page, each unit's rate and charge appears on its own line, so you can see where your money goes [1].
Your bill is the sum of those charges, and property taxes are billed in October of each year [2]. That timing matters for budgeting, because the full year's amount arrives at one time. Set money aside before then rather than waiting for the statement. For the next step, see Property Tax in McKinney, TX: How Your Bill Is Calculated.
The rates in this article come from official Georgetown and Williamson County pages and may change for the current year. Treat them as a snapshot, and check your own parcel for current figures.
Which local governments tax a Georgetown home?
A Georgetown home is taxed by several separate local governments, and your bill adds their charges together. A sample Georgetown parcel lists four taxing units: the City of Georgetown, Williamson County, the Williamson County FM/RD charge, and the Georgetown Independent School District. [1]
Each unit sets its own rate
Each unit sets its own rate per $100 of taxable value, so a change in one rate changes only that unit's line on your bill. The three units with visible figures on the sample parcel show how this works in practice.
On this parcel, the City of Georgetown sets a rate of 0.363167, which produces a charge of $1,374.16. [1]
Williamson County sets a rate of 0.376230 here, for a charge of $1,423.59. [1]
The Williamson County FM/RD charge is the smallest of the three, at a rate of 0.045317 and a charge of $171.47. [1]
The Georgetown Independent School District appears on the same list, but this sample does not show its charge. [1]
Your list depends on your location
The units on your bill depend on where your parcel sits within the city and the school district boundaries. A home just outside the city limits may not carry the City of Georgetown charge at all, so its list can differ from this sample.
For example, a home outside the city might show only Williamson County, the FM/RD charge, and its school district. A home inside the city adds the City of Georgetown line to that same mix.
Use this parcel as a pattern rather than as your own bill. Look for each type of charge on your statement, and you will see which units apply to your property and the rate each one sets.
How is the tax on your home calculated?
Your City of Georgetown charge is your taxable value divided by 100, then multiplied by the city rate.
Reading the rate per $100
A rate of 0.363167 means about $0.36 for every $100 of value [1].
Working backward from a real bill
A sample parcel shows the City of Georgetown charge as $1,374.16 at a rate of 0.363167 [1]. Dividing the charge by the rate gives a taxable value near $378,000 [1]. You can run the same check on your own statement: divide the City of Georgetown charge by the rate printed beside it.
1374.16 / 0.363167 = about 378,000
That result is the taxable value the charge was based on, not the market price of the home. Exemptions and the appraised value both feed into the taxable figure, so the two numbers rarely match.
Why older numbers differ
The Georgetown city rate for fiscal 2022-2023 was $0.374 per $100 valuation [2]. That is higher than the 0.363167 on the sample parcel, so a rate from an older statement will not match a newer bill.
Use the rate printed on the statement you are reading, and apply it to the taxable value on that same statement. Mixing a rate from one year with a value from another gives an estimate that is off, even when the arithmetic is correct.
How does Georgetown's tax rate compare with Texas and the nation?
Georgetown's effective property tax rate falls between the Texas and national averages. Ownwell estimates Georgetown's median effective property tax rate at 1.39%, which is lower than the Texas state median of 1.48% and higher than the national median of 1.02% [3].
An effective rate is the tax you pay as a share of your home's value. That makes it useful for comparing places with different home prices, because the rate shows how heavily a town taxes each dollar of value.
How the three medians compare
Read the three figures side by side:
For a buyer, this means Georgetown is taxed a little less than a typical Texas home and more than the typical U.S. home. The rate alone does not decide your bill, though, because the appraised value of your home sets the base the rate is applied to.
A worked example
Take a home appraised at $400,000. At Georgetown's 1.39% median rate, the yearly tax comes to about $5,560, calculated as $400,000 × 0.0139 [3].
A home valued higher than the example pays more at the same rate, and a lower-valued home pays less. Two homes in Georgetown can therefore have very different bills even though they share the same rate.
Using the rate with your own numbers
Start with the rate, then bring in your appraised value. The appraisal district's figures for your parcel show the value that matters, and the rate tells you how that value turns into tax. Together, they give you a realistic estimate before you make an offer or budget for a year of ownership.
Where can you find your own Georgetown tax numbers?
Your own Georgetown tax numbers come from two offices, and the one you contact depends on your question. For values and parcel details, start with the appraisal district. For payments and statements, go to the county tax office.
Start with the appraisal district
The Williamson Central Appraisal District is at 625 FM 1460, Georgetown, TX 78626 [4]. You can call 512-930-3787 [4]. Its office is open Monday to Friday, 8:00 AM to 5:00 PM, so plan a call or visit inside those hours [5].
Look up your parcel online
The fastest route is the appraisal district's website, WilliamsonPropertyTaxes.org, which lets you view your local tax details by parcel [5]. Search for your own property, not a neighbor's, so the figures you read match your account. Write down the parcel details from your most recent notice before you start, so you can find the record quickly.
Ask the tax office about payments
For payment help or questions about a statement, contact the Williamson County Tax Office [6]. Use this office when you need to pay or understand a bill line, and use the appraisal district when your question is about value or parcel records. Keeping the two apart saves you from being transferred between offices.
What should you do with this information next?
Start by looking up your parcel on WilliamsonPropertyTaxes.org. The appraisal district's site lets you view your local tax details, so you can see the taxing units and values on your account [5].
A sample parcel page lists the City of Georgetown at 0.363167, with a charge of $1,374.16 [1]. Find the same units on your own page, then compare your appraised value and listed rates with the effective rate figures above. That shows whether your home falls above or below the typical Georgetown range.
Finally, check the current year's rates with the City of Georgetown or Williamson County. The figures in this article may be dated, so the rates on your statement are the ones to trust.
Keep reading
- Property Tax in Charleston SC: How Your Bill Is Calculated
- Williamson County Property Tax Due Date: Installments and Deadlines
- Williamson County Property Tax Protest: Steps and Deadlines